What is Worse: A CCJ or a Default? Understanding the Impact of Negative Credit Marks
In today’s financial landscape, maintaining a good credit score can be invaluable when it comes to securing loans, mortgages, and credit cards. However, unforeseen circumstances or financial hardships can sometimes lead to negative credit marks, such as County Court Judgments (CCJs) or defaults. These marks can have severe consequences for individuals, affecting their ability to …