In today’s digital age, identity theft has become a growing concern for individuals and families alike. With the rise of online transactions, social media, and data breaches, it’s easier than ever for hackers to access sensitive information. That’s where LifeLock comes in – a leading identity theft protection service that offers comprehensive monitoring and alerts to help safeguard your personal data. But how much does LifeLock cost per month? In this article, we’ll delve into the details of LifeLock’s pricing plans, features, and benefits to help you make an informed decision.
Understanding LifeLock’s Pricing Plans
LifeLock offers three main pricing plans: LifeLock Standard, LifeLock Advantage, and LifeLock Ultimate Plus. Each plan is designed to cater to different needs and budgets, with varying levels of protection and features.
LifeLock Standard
The LifeLock Standard plan is the most basic and affordable option, priced at $9.99 per month (or $109.99 per year). This plan includes:
- Identity theft alerts and notifications
- Social Security number monitoring
- Credit monitoring from one bureau (Experian)
- $25,000 in stolen funds reimbursement
- 24/7 customer support
While the LifeLock Standard plan provides a good foundation for identity theft protection, it lacks some of the advanced features offered by the higher-tier plans.
LifeLock Advantage
The LifeLock Advantage plan is priced at $19.99 per month (or $219.99 per year) and includes all the features from the Standard plan, plus:
- Credit monitoring from three bureaus (Experian, TransUnion, and Equifax)
- Bank account and credit card activity monitoring
- Investment account monitoring
- $100,000 in stolen funds reimbursement
- Priority customer support
The LifeLock Advantage plan offers more comprehensive credit monitoring and additional features to help detect and prevent identity theft.
LifeLock Ultimate Plus
The LifeLock Ultimate Plus plan is the most advanced and expensive option, priced at $29.99 per month (or $329.99 per year). This plan includes all the features from the Advantage plan, plus:
- 401(k) and investment account monitoring
- Home title monitoring
- Fictitious identity monitoring
- $1 million in stolen funds reimbursement
- VIP customer support
The LifeLock Ultimate Plus plan offers the highest level of protection and features, making it ideal for individuals with complex financial situations or those who want maximum peace of mind.
Additional Features And Benefits
In addition to the features included in each pricing plan, LifeLock also offers several additional benefits, including:
- Identity Restoration: LifeLock’s team of experts will work with you to restore your identity and help you recover from identity theft.
- 24/7 Customer Support: LifeLock’s customer support team is available around the clock to answer questions and provide assistance.
- Mobile App: LifeLock’s mobile app allows you to monitor your accounts and receive alerts on-the-go.
- Annual Credit Reports: LifeLock provides annual credit reports from all three major credit bureaus.
LifeLock For Families
LifeLock also offers a family plan that allows you to protect multiple individuals under one account. The family plan includes all the features from the Ultimate Plus plan, plus:
- Coverage for up to 5 children
- $1 million in stolen funds reimbursement per child
- Priority customer support
The LifeLock family plan is priced at $39.99 per month (or $449.99 per year).
Is LifeLock Worth The Cost?
While LifeLock’s pricing plans may seem expensive, the cost of identity theft can be much higher. According to the Identity Theft Resource Center, the average cost of identity theft is around $1,200. Additionally, identity theft can also lead to emotional distress, lost time, and damage to your credit score.
By investing in LifeLock’s identity theft protection services, you can enjoy peace of mind knowing that your personal data is being monitored and protected. Plus, with LifeLock’s stolen funds reimbursement, you can rest assured that you’ll be covered in the event of identity theft.
LifeLock Vs. Competitors
LifeLock is not the only identity theft protection service on the market. Other popular options include:
- IdentityForce
- IdentityGuard
- Credit Karma
While these services may offer similar features and pricing plans, LifeLock stands out for its comprehensive monitoring and alerts, as well as its excellent customer support.
Conclusion
In conclusion, LifeLock’s pricing plans offer a range of options to suit different needs and budgets. While the cost may seem expensive, the benefits of identity theft protection far outweigh the risks. By investing in LifeLock’s services, you can enjoy peace of mind knowing that your personal data is being monitored and protected.
If you’re considering LifeLock, we recommend starting with the Standard plan and upgrading as needed. Additionally, be sure to take advantage of LifeLock’s free trial offer to test out the service before committing to a paid plan.
Ultimately, the cost of LifeLock is a small price to pay for the protection and peace of mind that comes with knowing your identity is safe.
| Plan | Monthly Price | Annual Price | Features |
|---|---|---|---|
| LifeLock Standard | $9.99 | $109.99 | Identity theft alerts, social security number monitoring, credit monitoring from one bureau |
| LifeLock Advantage | $19.99 | $219.99 | All Standard plan features, plus credit monitoring from three bureaus, bank account and credit card activity monitoring |
| LifeLock Ultimate Plus | $29.99 | $329.99 | All Advantage plan features, plus 401(k) and investment account monitoring, home title monitoring, fictitious identity monitoring |
By understanding LifeLock’s pricing plans and features, you can make an informed decision about which plan is right for you. Remember, the cost of identity theft protection is a small price to pay for the peace of mind that comes with knowing your identity is safe.
What Is LifeLock And How Does It Work?
LifeLock is a popular identity theft protection service that offers a range of features to help protect your personal and financial information from identity thieves. The service works by monitoring your credit reports, public records, and other sources for any suspicious activity, and alerting you to potential threats. LifeLock also offers tools to help you manage your credit and identity, such as credit score tracking and identity restoration services.
In addition to monitoring and alerts, LifeLock also offers a range of other features, including dark web monitoring, social security number tracking, and alerts for suspicious account activity. The service also offers a guarantee that if your identity is stolen while you’re a member, LifeLock will work to restore it and reimburse you for any losses. With LifeLock, you can have peace of mind knowing that your identity is being protected and monitored 24/7.
What Are The Different LifeLock Plans And Their Costs?
LifeLock offers several different plans to fit different needs and budgets. The most basic plan, LifeLock Standard, costs around $9.99 per month and offers basic identity theft protection features, including credit monitoring and alerts. The next level up is LifeLock Advantage, which costs around $19.99 per month and adds additional features such as credit score tracking and identity restoration services. The top-of-the-line plan, LifeLock Ultimate Plus, costs around $29.99 per month and offers all of the features of the other plans, plus additional features such as dark web monitoring and social security number tracking.
In addition to the monthly costs, LifeLock also offers discounts for annual payments and for bundling multiple services together. For example, if you pay for a year of service upfront, you can get a discount of up to 10% off the monthly rate. Additionally, if you bundle LifeLock with other services, such as Norton antivirus software, you can get a discount on the overall cost.
Is LifeLock Worth The Cost?
Whether or not LifeLock is worth the cost depends on your individual needs and circumstances. If you’re concerned about identity theft and want to take proactive steps to protect yourself, LifeLock may be a good investment. The service offers a range of features and tools that can help you monitor and manage your credit and identity, and the guarantee of identity restoration and reimbursement for losses can provide peace of mind.
However, if you’re on a tight budget or don’t feel that you’re at high risk for identity theft, you may not feel that LifeLock is worth the cost. Additionally, some critics have argued that LifeLock’s services can be replicated with free or low-cost alternatives, such as credit monitoring services offered by the major credit bureaus. Ultimately, the decision to use LifeLock and whether or not it’s worth the cost will depend on your individual circumstances and priorities.
Can I Cancel LifeLock At Any Time?
Yes, you can cancel LifeLock at any time. If you’re not satisfied with the service or decide that you no longer need it, you can cancel your subscription and stop paying the monthly fee. To cancel, you can log in to your account online and follow the prompts to cancel your subscription, or you can contact LifeLock’s customer service department directly.
It’s worth noting that if you cancel your subscription, you’ll no longer have access to LifeLock’s features and tools, and you won’t be eligible for the guarantee of identity restoration and reimbursement for losses. Additionally, if you’ve paid for a year of service upfront, you may not be eligible for a refund if you cancel before the end of the year.
How Does LifeLock’s Guarantee Work?
LifeLock’s guarantee is a key feature of the service. If your identity is stolen while you’re a member, LifeLock will work to restore it and reimburse you for any losses. The guarantee includes up to $1 million in reimbursement for losses, as well as access to a team of identity restoration specialists who will work to help you recover from identity theft.
To be eligible for the guarantee, you must be a member of LifeLock at the time of the identity theft, and you must have been a member for at least 30 days prior to the theft. You’ll also need to provide documentation of the theft and cooperate with LifeLock’s identity restoration specialists. The guarantee is a key benefit of LifeLock and can provide peace of mind for members.
Is LifeLock Safe And Secure?
Yes, LifeLock is a safe and secure service. The company uses advanced encryption and security measures to protect your personal and financial information, and it complies with all relevant laws and regulations related to data protection. LifeLock also has a strong track record of protecting its members’ information and has never had a major data breach.
In addition to its technical security measures, LifeLock also has a team of security experts who monitor the service 24/7 for any potential threats. The company also offers two-factor authentication and other security features to help protect your account and information. Overall, LifeLock is a safe and secure service that you can trust to protect your identity.
How Does LifeLock Compare To Other Identity Theft Protection Services?
LifeLock is one of several identity theft protection services available on the market. Other popular services include IdentityForce, IdentityGuard, and Credit Karma. Each of these services offers a range of features and tools to help protect your identity, and they vary in terms of cost and effectiveness.
LifeLock is generally considered to be one of the most comprehensive and effective identity theft protection services available. It offers a wide range of features and tools, including credit monitoring, dark web monitoring, and identity restoration services. However, it’s also one of the more expensive services, with prices starting at around $9.99 per month. Ultimately, the best identity theft protection service for you will depend on your individual needs and priorities.